“It’s all about money management when it comes to financial literacy” – Ashish Agrawal

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Ashish Agrawal, President and Head of Bajaj Allianz General Insurance Co. Ltd.

On the occasion of Kisan Diwas, the Indian Agricultural Research Council celebrates “Jai Kisan Jai Vigyan” week from December 23 to 29 each year to commemorate the anniversary of the birth of former Prime Minister Atal Bihari Vajpayee and the late Chaudhary Charan Singh. The celebration is held in honor of their significant contribution to promoting the use of science for the benefit of farmers.

This year, Krishi Jagran is also hosting various webinars and events during the Jai Kisan Jai Vigyan week from December 23 to 29, 2021.

The second day of ‘Jai Kisan Jai Vigyan‘On December 24, Krishi Jagran hosted a webinar on Financial Literacy for Farmers. This session was moderated by MC Dominic, Founder and Editor-in-Chief of Krishi Jagran and Agriculture World.

Opinions shared by Ashish Agrawal:

He began his speech by thanking the entire Krishi Jagran team for hosting such a webinar and said that financial literacy is nothing but money management and is important to everyone, especially for those with an irregular income flow like farmers.

He went on to quote this about 60 percent of a farmer’s annual income is usually spent on loan repayment and interest. According to Ashish, this is due to many uncertainties such as weather, market, government policies, etc., which he believes could be properly mitigated if farmers used programs like the Kisan credit card to help increase their production instead of using it. for consumption.

He concluded his speech by saying that better financial management and the proper use of government programs and subsidies is the only way farmers often avoid falling into the debt trap.

About Ashish Agrawal

  • He has demonstrated team management and customer relationship management skills, as well as excellent interpersonal, communication and organizational skills. He specializes in channel development and management and in managing direct sales teams.


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